If you are like most people
who are at The Employment Dependency Crossroad, your mind
begins to race to all of the possible dangers you face as you
try to make this transition, like running out of money and becoming
dependent on your children… or your inability to manage your affairs
as you get older and your health deteriorates… or even just your
lack of confidence in your knowledge about investments or tax
laws.
Opportunities
Yet, at the same time, there
is also a real sense of excitement at the opportunity to finally
do what you've always wanted to do, and just relax without worrying
about work or money.
Strengths
You've worked and prepared
your entire life. In addition to paying mortgages and putting
your kids through school, you've accumulated money through savings
and investments, IRAs, 401(k)s, 403(b)s, and profit sharing plans.
You've got a pension and social security to look forward to. You
might even have income from rental property.